As a result of demographic change, life expectancy has increased in most countries of the world. Along with this, an increase in the number of years of economically active life is expected. This also affects the poor levels of pension replacement rate that causes older people to postpone their retirement. This article shows the results of an investigation whose purpose was to understand and analyze the difficulty of the decision to retire and the factors associated with it. However, we worked with a quantitative approximation that correlates variables, formulating an open-ended question. The obtained results showed that the variables considered do not influence in a statistically significant way on the difficulty of the decision to retire; despite this, qualitative analysis allowed us to establish new categories of variables, including the economic incentives associated with retirement, which, by their frequency, determined at the time the decision to retire.